Sinai Susholz, Senior Mortgage Consultant for Fairmont Funding's New Jersey First Time Home Buyer program has free gifts of money sources available for the down payment and closing costs on the purchase of your first home.

Sinai will help you write the perfect grant application and personally guide you through the whole process from start to finish. You do not need perfect credit to qualify, Sinai has the expertise to get you approved.

New Jersey has an outstanding mortgage program to help first time home buyers purchase their home at below market fixed interest rates with minimal or no closing costs. There are also federal grants available.
Take advantage of these programs now, while funding is still available.